Here at Home Credit Finance we supply loans for any purpose – school uniforms, furniture, a new washing machine or cooker. Being unemployed and on benefits won’t affect your ability to get a loan – we count benefits as income.
You do not need a bank account however we will need to understand your financial circumstances. This will include your income and outgoings as well as how much you need to borrow and over how long.
You will need to provide us with evidence of your income, such as a bank or post office account statement, proof of your address – for example, a tenancy agreement or a utility bill and proof of identity such as passport or driving licence.